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June 29, 2007

Why I don't have health insurance...

-- by Thomas Leavitt

PNHP's Senior Health Policy Fellow Don McCanne, M.D. writes a daily health policy update, taking an excerpt or quote from a health care news story or analysis on the Internet and commenting on its significance to the single-payer health care reform movement. My mother forwarded me his posting for June 29th, 2007 (not yet up on the site as of this writing), discussing a paper produced by Health Access on the topic of high deductible insurance plans.

The money quote:

...the high deductible plans would only add more stress to the thin financial resources of middle-income families and do little to protect families from significant medical debts of thousands of dollars. An individual mandate for a high-deductible plan would have a perverse result of bringing a middle-income family closer to bankruptcy, not protecting it.

... and that, short and sweet, is why I don't carry health insurance at this point - the insurance I can afford wouldn't make any substantive difference with regards to whether I went bankrupt as a result of getting severely ill, and it wouldn't offer any advantage over simply paying cash on the barrelhead to deal with minor illnesses.

Posted by Thomas Leavitt at June 29, 2007 2:13 PM

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Check out http://www.alternet.org/healthwellness/55506/

Why is my Dog's Health Care Better than Mine?

Posted by: MJ [TypeKey Profile Page] at June 30, 2007 6:12 AM

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